FOR FLORIDA REALTORS®
Let’s Close More Of Your Deals.
A lender who answers the phone, backs your offers and respects your client relationships.
WHAT YOU CAN COUNT ON
A lending partner built around your deals
| Fast pre-approvals | Pre-approval decisions within 24 hours of a complete application, so your buyer is ready to go when the right house hits the market. |
| Reachable when offers go in | Evenings and weekends, including updated pre-approval letters written for a specific offer. |
| I’ll back your buyer’s offer | I’ll call the listing agent to speak about your buyer’s file and our timeline. |
| Your client stays yours | I handle financing only, update you at each milestone with your client’s OK, and send them back to you for their next move. |
| Hard files welcome | Self-employed buyers, investors, non-warrantable condos and “another lender said no” files get a real review. |
HEAR IT? SEND IT.
When financing gets complicated, call me before the deal stalls
What to listen for:
| If your client says… | Call me about… |
|---|---|
| “I’m self-employed and write off a lot.” | Bank statement and alternative-documentation loans |
| “I’m buying a rental property.” | DSCR loans qualified on the property’s rent |
| “We need to buy before we sell.” | Buy-then-sell and home equity options |
| “We don’t have much saved.” | FHA and down payment assistance programs |
| “We’re buying a higher-priced home.” | Jumbo financing |
| “We want to keep our current mortgage.” | Second mortgages and HELOCs |
| “I’m 62 or older and planning a move.” | Reverse mortgage for purchase |
| “The condo building is a problem.” | Non-warrantable condo options |
| “Another lender told us no.” | A fresh review of the file |
HOW REFERRALS WORK
Have a client in mind?
Call or text the scenario
No names needed yet. We’ll talk through whether and how it can work.
Introduce me to your client
If it fits, connect us by phone, text or email.
I review their goals and keep you posted
With your client’s OK, you’ll get updates at every milestone — pre-approval, appraisal, clear to close and closing.
PARTNER RESOURCES
Tools you can share with buyers
- Florida down payment assistance directory — all 67 counties
- Loan program guides for every buyer type
- Step-by-step mortgage process and document checklist
- Affordability and payment calculators
- Pre-approval request page to send to new buyers
Let’s talk about your next file.
Clients can apply and upload documents securely through Alex’s secure application portal.
WORK WITH ALEX
Two ways to get started
Pick the path that fits — an active transaction gets a fast response; partnership requests get a scheduled introduction.
PATH 1 · ACTIVE DEAL
I need help on a deal right now
Offer going in, a buyer who needs a letter, or financing that’s getting complicated? Send the scenario — no client names needed. Urgent? Call or text (954) 496-4320.
By submitting, you agree to be contacted by phone, text or email. Message and data rates may apply; reply STOP to opt out of texts. Please do not include client names, Social Security numbers or financial documents. No compensation is offered or paid for referrals. See our Privacy Policy.
PATH 2 · PARTNERSHIP
I want to become a referral partner
Let’s set up a short intro to talk about your buyers, how you like to communicate and how I keep you updated. Prefer to pick a time? Book a call.
By submitting, you agree to be contacted by phone, text or email. Message and data rates may apply; reply STOP to opt out of texts. Please do not include client names, Social Security numbers or financial documents. No compensation is offered or paid for referrals. See our Privacy Policy.
AGENT FAQ
Questions agents ask
Do you pay referral fees?
No. Federal law (RESPA) prohibits paying or accepting fees or anything of value for mortgage referrals. Our partnership is built on service: fast answers, strong pre-approvals and closings that stay on schedule.
Will you contact my client without permission?
No. Start with a no-names scenario. Once you introduce us, I work with your client directly and keep you updated with their OK.
How fast are pre-approvals?
Pre-approval decisions are typically made within 24 hours of a complete application, including credit, income and asset documents.
Can you help with condos?
Yes. Send me the building name early. I can start the condo review and, if it is non-warrantable, look at Non-QM condo options.
Where are you licensed?
I am licensed in Florida (FL LO125697, NMLS #1513750) and originate through NEXA Mortgage, LLC (NMLS #1660690).
My client was declined elsewhere — can you still help?
Possibly. I’ll take a fresh look at the file and compare it against programs from 300+ wholesale lenders, including Non-QM.
Non-QM programs (such as bank statement and DSCR loans) are not agency or government loans and may carry different terms, rates and fees. Reverse mortgage borrowers must be 62 or older, complete HUD-approved counseling, occupy the home as their primary residence and continue to pay property taxes, homeowners insurance and upkeep. The loan becomes due when the last borrower leaves the home, sells or fails to meet loan terms. No compensation is offered or paid for referrals. Not a commitment to lend. Not all applicants qualify. Programs, rates, terms and availability may change without notice. All loans are subject to credit, income, asset and property approval. H. Alex El-Ali, NMLS #1513750, FL LO125697 | NEXA Mortgage, LLC, NMLS #1660690. Equal Housing Lender.
Your Next Deal Deserves A Lender Who Picks Up
Call or text Alex at (954) 496-4320.