ABOUT & CONTACT

Guiding You Home With
Experience You Can Trust

My mission is simple: help you understand your options, choose the right loan, and get to the closing table with confidence.

MY STORY

A Local Mortgage Advisor
Who Puts You First

I’m H. Alex El-Ali, a Mortgage Loan Originator with NEXA Mortgage, LLC. For more than 20 years I’ve helped homebuyers, homeowners, and property investors explore financing options — and today, through NEXA, I can shop more than 300 wholesale lenders for my Florida clients.

I take time to understand your goals, explain loan options in plain language, and help you prepare for the next step.

Whether you’re buying your first home, self-employed, refinancing, or considering an investment property, we can discuss options based on your circumstances. Loan availability and approval depend on borrower qualifications, property eligibility, and lender requirements.

Florida

Home financing focus

Clear

Loan explanations

Personal

Guidance for your goals

Direct

Communication

Send Me A Message

Fill out the form below and I’ll get back to you as soon as possible.

Full Name

Phone Number

Email Address

Financing Interest

How can I help you?

Get In Touch

Choose the way that works best for you.

Call or Text

(954) 496-4320
Mon - Fri: 9AM - 6PM

Email

AlexElAli@NexaLending.com
Send your mortgage questions

Call to Schedule

Call Alex to arrange a consultation at a time that works for you.

Apply Online

Start your mortgage application through the secure LendingPad portal.

Prefer to pick a time?

Request a phone, video or in-person appointment and Alex will confirm by text or email. Office hours: Mon–Fri 9am–6pm, Saturday by appointment — evenings and weekends available when offers are going in.

Book a call

WHY BORROWERS CHOOSE ALEX

Mortgage Guidance You Can Count On

Personalized Loan Solutions

I take time to understand your goals and match you with the right loan.

Clear Communication

You’ll always know where you stand. No jargon, no surprises.

Wide Loan Options

From conventional to Non-QM, I’ll find the best fit for your situation.

Local Expertise

Guidance for Florida homebuyers, homeowners, and property investors.

Start To Finish Support

I’m with you from pre-approval to closing and beyond.

Loans I Specialize In

Purchase Loans

Refinance Loans

Conventional Loans

FHA Loans

VA Loans

USDA Loans

Reverse Mortgage Loans

First-Time Buyer Loans

FAQS

Questions To Ask Before Choosing A Mortgage Advisor

What types of mortgage loans do you offer?

Through NEXA Mortgage I can shop more than 300 wholesale lenders for conventional, FHA, VA, USDA, jumbo, HELOC and second mortgage, reverse mortgage and Non-QM loans — including bank statement, DSCR, asset depletion, foreign national and non-warrantable condo programs. Explore all loan programs.

Which states do you currently serve?

I am licensed in Florida (FL LO125697, NMLS #1513750) and originate loans through NEXA Mortgage, LLC (NMLS #1660690). I work most often in Broward, Miami-Dade and Palm Beach counties and help borrowers throughout Florida. See areas we serve.

Can you help first-time home buyers?

Absolutely. I work closely with first-time buyers to explain the process, review loan options, and make sure you feel confident every step of the way.

Do you offer refinance loans?

Yes. Whether you’re looking to lower your monthly payment, reduce your interest rate, shorten your loan term, or access home equity through cash-out refinancing, I can help you explore your options.

What are Non-QM loans?

Non-QM loans are designed for borrowers who may not fit traditional lending guidelines, including self-employed individuals, business owners, investors, and borrowers using alternative income documentation.

Can self-employed borrowers qualify for a mortgage?

Yes. Many self-employed borrowers qualify using bank statement loans, 1099 income, asset depletion programs, or other Non-QM options.

How long does the mortgage pre-approval process take?

Most pre-approvals can be completed within 24-48 hours once all required documentation has been submitted.

What documents do I need to get started?

Typically you’ll need recent pay stubs, tax returns, bank statements, identification, and information about your assets and debts. Requirements vary depending on the loan type.

Does getting pre-qualified affect my credit score?

Initial conversations and general loan discussions do not impact your credit. If a credit pull is required as part of the application process, I’ll explain exactly what to expect beforehand.

How are mortgage rates determined?

Mortgage rates depend on several factors including market conditions, credit score, down payment amount, loan type, property type, and overall financial profile.

What makes your approach different from large online lenders?

I believe mortgage advice should be personal, clear, and responsive. You’ll work directly with me throughout the process rather than being passed between departments.

How do I get started?

The easiest way is to schedule a consultation or complete the pre-qualification form. We’ll discuss your goals and find the loan option that best fits your situation.

Our Location

Ready To Explore Your Options?

Let’s find the right loan solution for your goals.
I’m here to help you move forward with confidence.