AlexTheMortgageGuy.com

Living room with bookshelves at night

Florida Housing Market Update: September 2026 Prices by Metro

Updated November 2026 with Florida Realtors data released October 16, 2026.

Florida’s housing market was steady in September 2026. The statewide median single-family sale price was $415,000, up 1.2% from a year earlier, while the median condo and townhouse price was $293,500, down 1.8%. Closed sales of single-family homes fell 3.5% to 20,537, and condo sales were nearly flat at 7,179.

The bigger story is the split between houses and condos, and how much the picture varies by region.

Median sale prices by metro, September 2026

Change from September 2025 in parentheses.

Metro areaSingle-familyCondo/townhouse
State of Florida$415,000 (+1.2%)$293,500 (−1.8%)
Miami-Fort Lauderdale-West Palm Beach$659,000 (+3.0%)$330,000 (+1.4%)
Tampa-St. Petersburg-Clearwater$400,000 (+0.5%)$253,500 (−2.5%)
Orlando-Kissimmee-Sanford$441,860 (+0.4%)$285,000 (−3.7%)
North Port-Sarasota-Bradenton$485,000 (+4.3%)$320,000 (+4.9%)
Port St. Lucie$430,000 (+1.2%)$286,900 (+14.8%)
Crestview-Fort Walton Beach-Destin$454,325 (+7.0%)$500,000 (−17.4%)
Palm Bay-Melbourne-Titusville$380,000 (+2.7%)$256,500 (−3.2%)
Cape Coral-Fort Myers$375,500 (+0.1%)$255,000 (−8.9%)
Panama City$367,959 (+2.5%)$324,500 (−13.5%)
Deltona-Daytona Beach-Ormond Beach$360,000 (0.0%)$279,000 (−7.0%)
Gainesville$345,000 (−0.5%)$208,250 (+4.4%)
Pensacola-Ferry Pass-Brent$338,986 (+1.2%)$290,000 (+0.3%)
Tallahassee$329,950 (−5.7%)$195,000 (+8.3%)
Lakeland-Winter Haven$325,000 (−1.5%)$254,999 (−7.4%)
Ocala$280,640 (−1.5%)$187,950 (−2.1%)

Source: Florida Realtors September 2026 metro summary.

What stands out

  • Single-family prices are holding. Most metros moved within a few percent of last year. South Florida rose 3.0%, and the Emerald Coast (Crestview-Fort Walton Beach-Destin) rose 7.0%.
  • Condos are softer in many areas. Condo prices fell from a year ago in Cape Coral-Fort Myers, Panama City, Deltona-Daytona Beach and the Emerald Coast. Florida’s condo safety laws, rising association costs and insurance all play a part.
  • A few condo markets went the other way. Port St. Lucie, Tallahassee and Sarasota-Bradenton condo medians rose. Monthly medians can swing when only a small number of units sell, so look at several months before drawing conclusions.

What it means if you’re buying

  • Condo buyers may have more room to negotiate, but check the building carefully: reserves, inspections and special assessments affect both your costs and which loans you can use. See our guide to buying a Florida condo under the condo safety laws.
  • Budget for the full payment, not just the price. Insurance, HOA dues and property taxes after reassessment can change your monthly cost more than a small price swing.
  • Get pre-approved before you shop so you can move quickly when the right home comes up.

For local detail, see your city’s page under Areas We Serve.

Next steps

Run your own numbers with the Affordability Calculator, then book a free 30-minute call or request your pre-approval. Alex will compare options across 300+ wholesale lenders through NEXA Mortgage and walk you through what fits.

Not a commitment to lend. Not all applicants qualify. Programs, rates, terms and availability may change without notice. All loans are subject to credit, income, asset and property approval. H. Alex El-Ali, NMLS #1513750, FL LO125697 | NEXA Mortgage, LLC, NMLS #1660690. Equal Housing Lender.

House outline icon

Ready To Take The Next Step?

Let’s find the right loan solution for your goals.

Scroll to Top