DOWN PAYMENT ASSISTANCE · NORTHWEST / PANHANDLE
Madison County Down Payment Assistance
Local SHIP and city programs, statewide Florida Housing assistance and next steps for homebuyers in Madison County.
Down Payment Assistance › Northwest / Panhandle › Madison County
Madison County
Northwest / Panhandle region · 1 county program
County program
The county program serves homebuyers throughout Madison County.
Madison County SHIP Program
Offers: Purchase Assistance-with Rehab · Disaster Repair/Mitigation · Emergency Repair · New Construction
Applications: Any time
How to apply: Applications are on our website, or one can be mailed or emailed upon request.
Contact: Matt Pearson
Statewide programs (Florida Housing, FL Assist, Hometown Heroes and more) can be combined with the local programs above. See them on the main down payment assistance page.
Local program details come from Florida Housing’s SHIP local government directory and official agency sites, reviewed October 2026. Funding, eligibility, income and purchase price limits and application windows change often — confirm with each administrator.
NEXT STEPS
How to use assistance in Madison County
Check the program and funding
Call or visit the program above to confirm it is accepting applications, plus its income and purchase price limits.
Take homebuyer education
Most programs require a certificate from an approved course before closing.
Get pre-approved with the right loan
Assistance only works with participating lenders and approved first mortgages. Alex will match your loan to the programs you qualify for.
FUNDING ALERTS
Get notified when Madison County funds open
Assistance funds open and close throughout the year. Leave your email and Alex will let you know when Madison County programs are accepting applications.
GET HELP
Not sure which Madison County programs fit?
Alex will review which county, city and statewide programs may fit your purchase, how they pair with your loan, and what you’ll need — at no cost and with no obligation.
- Program-to-loan matching
- Cash-to-close estimate with and without assistance
- Help with timing, education and paperwork
By submitting, you agree to be contacted by phone, text or email. Message and data rates may apply; reply STOP to opt out of texts. Please do not include Social Security numbers or financial documents. See our Privacy Policy.
More counties in the Northwest / Panhandle region
Down payment assistance programs are administered by third parties; listing does not guarantee eligibility or available funds. Not a commitment to lend. Not all applicants qualify. H. Alex El-Ali, NMLS #1513750, FL LO125697 | NEXA Mortgage, LLC, NMLS #1660690. Equal Housing Lender.